To help citizens navigate rising expenses and inflation, the Singapore government has confirmed a $700 cash payout under the Assurance Package (AP) for 2025. This measure is part of a broader support system aimed at assisting Singaporeans with essential costs, particularly those in the low- and middle-income brackets.
This initiative builds upon existing schemes, such as GST Voucher enhancements and Cost-of-Living (COL) payments, offering automatic financial support without requiring manual applications from eligible residents.
- Eligible adult Singaporeans may receive up to $700 in 2025 under the Assurance Package.
- Income, property value, and age are key eligibility factors.
- Payments will be disbursed via PayNow-NRIC or GovCash starting August 2025.
| Criteria/Event | Details |
|---|---|
| Maximum Payout Amount | $700 |
| Age Requirement | 21 years and above (in 2025) |
| Income Limit (YA2024) | $100,000 or less |
| Property Annual Value Limit | $21,000 or below |
| Maximum Number of Properties Allowed | One |
| Payout Disbursement Methods | PayNow-NRIC or GovCash |
| NRIC-PayNow Linking Deadline | 15 July 2025 |
| Payout Announcement | May 2025 |
| Eligibility Confirmation | June 2025 |
| PayNow Disbursement | August 2025 |
| GovCash Disbursement | Late August 2025 |
Table of Contents
Eligibility Criteria: Who Will Receive the Payment?
To be eligible for the payout, individuals must meet specific requirements regarding age, citizenship, income, and property ownership:
- Must be a Singapore Citizen aged 21 or older in 2025
- Assessable Income (for YA2024) must not exceed $100,000
- Must reside in property with an Annual Value (AV) of $21,000 or less
- Cannot own more than one residential property
These criteria ensure the support is directed toward Singaporeans most impacted by inflation and rising living costs. Individuals with higher incomes or who reside in private property with higher AVs may receive a reduced payout or may not be eligible at all.
Payment Timeline: When Will the Money Be Disbursed?
The payout will be made in a single instalment, beginning in August 2025. Payments will be automatically credited to recipients via PayNow-NRIC for faster processing. Those who have not linked their NRIC to PayNow will receive their payments later through GovCash.
Key dates to remember:
- Payout Announcement: May 2025
- Eligibility Finalized: June 2025
- PayNow Disbursement: August 2025
- GovCash Disbursement: Late August 2025
- Last Day to Link PayNow-NRIC: 15 July 2025
To ensure smooth processing, eligible individuals are urged to check and update their PayNow-NRIC linkage well before the July deadline.
Tiered Payout Amounts Based on Income and Property
The $700 payout is structured across three tiers depending on the recipient’s annual income and property’s annual value. Here’s a simplified breakdown:
| Annual Income (YA2024) | Property Annual Value | Estimated Payout |
|---|---|---|
| $34,000 or less | $13,000 or less | $700 |
| $34,000 or less | $13,001 – $21,000 | $600 |
| $34,001 – $100,000 | $21,000 or less | $400 |
| Over $100,000 or AV > $21,000 | Any | Not eligible |
This structure ensures that lower-income residents and those living in more modest housing receive the highest level of support.
How to Check Eligibility and Receive the Payment
Eligible Singaporeans do not need to apply. The government will automatically assess eligibility using existing data from IRAS and HDB. Notifications regarding payout status and confirmation will be sent via Singpass and SMS alerts.
Those without digital access can visit community centres or government service counters to check their eligibility and disbursement method.
If you prefer receiving funds via GovCash or have not yet linked PayNow-NRIC, note that your payout will be processed slightly later in August.
The confirmed $700 payout under the 2025 Assurance Package underscores Singapore’s continued efforts to ease the financial burden on its citizens. With a transparent eligibility structure and clearly defined payment schedule, this initiative offers meaningful relief to households impacted by economic pressures.
To avoid delays, residents should review their eligibility, update their PayNow-NRIC linkage, and stay informed via official government channels.
